Lusting after that hot new iPhone, but feeling tied down by that old ball-and-chain cell phone contract? PC World gives some tips on how to dump your former long-term contract for the latest model, without losing your shirt in cell-imony payments.

And hey, even if you don’t want to shell out for an iPhone, maybe you wouldn’t mind getting a high-end smartphone at a deep discount. In that case, says the article, why not take make other people’s iPhone lust your gain?

Or, y’know, there’s always solution three: You buy ME an iPhone and new cell carrier contract.

(Okay, so solution three wasn’t in the article. But I’d say it’s the way to go.)